Financing Options 

Plastic surgery may be more affordable than you think. Just as many people choose to finance a car, home renovation, or other significant investment rather than paying the entire cost up-front, financing can make an aesthetic procedure easier to fit into your monthly budget.

At Masters Plastic Surgery, we offer financing for our Oklahoma City patients through PatientFi®, Cherry, and CareCredit®, providing qualified patients with flexible ways to pay for cosmetic surgery and medical spa treatments over time. Financing can be used toward eligible surgical and nonsurgical procedures, but cannot be used to purchase skincare products.

Flexible Payment Plans

Cost shouldn’t necessarily require you to postpone a procedure you’ve been considering for years. Depending on your approval and the financing option you select, you may have a choice of payment terms, monthly payment amounts, and promotional financing options.

These options are available for a range of eligible treatments, from breast enhancement and body contouring surgery to facial rejuvenation procedures and nonsurgical aesthetic treatments.

PatientFi

PatientFi is designed specifically to help patients finance elective healthcare, including plastic surgery and medical aesthetics. The application process is quick and straightforward, allowing you to explore your financing options without affecting your credit score.

The benefits of PatientFi include:

• Quick online application and decision: Apply from your phone, tablet, or computer and receive a decision right away.
• No impact on your credit score to apply: PatientFi uses a soft credit check when determining whether you qualify.
• Promotional financing: Zero-interest plans are available to approved applicants when the balance is paid in full during the promotional period.
• Longer-term options: Fixed-rate plans are available for patients who prefer to spread payments over a longer period.
• No down payment: PatientFi does not require a down payment.

Financing is subject to application and credit approval, and available terms may vary.

Apply With PatientFi

Cherry

Cherry offers another convenient way to divide the cost of an eligible procedure into smaller monthly payments. The application takes less than a minute for many patients, and checking your eligibility does not affect your credit score.

Benefits of Cherry include:

• Fast, simple application: Apply online in seconds and review the payment options available to you.
• No hard credit check: Applying for a Cherry payment plan does not affect your credit score.
• Flexible payment terms: Choose from available installment plans to find a monthly payment that fits your budget.
• Qualifying 0% APR options: Eligible patients may have access to promotional 0% APR plans.
• No deferred or compounding interest: Cherry’s payment plans are structured without deferred or compounding interest.
• Easy payment preview: You can estimate monthly payments before completing your treatment checkout.

Cherry requires a down payment at checkout, which is based on the purchase amount and the selected payment plan. Financing options and promotional rates are subject to eligibility.

Apply With Cherry

CareCredit®

Like PatientFi and Cherry, CareCredit offers promotional financing that you can use for health and wellness expenses. Having a dedicated card for procedures can make managing and paying off the balance easier than mixing health and wellness expenses with other payments on one card.

Benefits of CareCredit include:

• Promotional financing options: Qualifying purchases may be eligible for no-interest financing when paid in full within the promotional period. Options may include 6, 12, 18, or 24 months.
• Longer-term payment options: For larger purchases, reduced-APR financing with fixed monthly payments may be available for terms ranging from 24 to 60 months.
• Check your eligibility without affecting your credit score: You can see if you prequalify online with no impact on your credit score. If you proceed with an application after receiving an offer, a hard credit inquiry may be performed.
• Reusable credit: Once approved, you can use your CareCredit account again for eligible expenses as you pay off your available credit.

Promotional financing is subject to credit approval and eligibility. With deferred interest promotions, interest is charged from the original purchase date if the promotional balance is not paid in full by the end of the promotional period.

Apply With CareCredit

Which Financing Option Should I Choose?

The best option depends on the amount you want to finance, your eligibility, and the payment terms available to you. All three options offer quick applications that let you explore your options without affecting your credit score, so you can compare the plans available to determine which is the better fit for your budget.